Powering smarter lending for every

eLoan connects your MFI to ESS for secure, paperless application handling.

24 hours

Response time

98%

Satisfaction rate

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Register your institution

Join other leading banks and MFIs already disbursing through the government ESS platform.

Already trusted by 10+ financial institutions.
10+

clients from banks to microfinance companies

10...

years of experience in this business already

50k+

processed loan applications

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INTEGRATE WITH ESS

Less paperwork, more lending power

Cut down on manual processes, accelerate approvals, and scale your loan portfolio across verified public servants

  • Affordability Calculator
  • New Loan Applications
  • Top-Up Loan Processing
  • Take Over Loans
  • Loan Restructuring
  • Loan Liquidation
  • Stop Deductions
  • Monthly Deductions
  • and more...
Loan Workflow Builder

Design flexible workflows for new loans, top-ups, and takeovers no coding needed.

Real-Time Reporting

Track disbursements, approvals, and repayments with dynamic performance dashboards.

Smart Lending Insights

Get analytics on borrower behavior, risk exposure, and portfolio performance.

Enterprise Authentication

One click access for your institution’s staff no extra credentials needed..

Plug & Play Integration

Connect your systems easily via our secure and well documented API stack..

Payroll Sync Engine

Automatically confirm deductions against government payroll records

How it works

Joining the ESS platform is simple. We’ll support you every step of the way.

  • Engagement With Utumishi

  • Customize your Platform

  • SIT & UAT Testing

  • Go Live on ESS

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www.eloan.co.tz
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Trusted by leading financial institutions
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Frequently Asked Questions

ESS (Employee Self-Service) is a centralized government platform that enables banks and MFIs to offer salary backed loans to verified public servants with real time deduction and employer validation.
Most institutions complete onboarding and API integration within 1–2 week(s) with support from our technical team.
Banks, Microfinance Institutions (MFIs), and SACCOS licensed by the Bank of Tanzania are eligible to integrate with ESS.
  • Instant borrower verification
  • Reduced default risk
  • Faster loan processing
  • Guaranteed salary deductions
  • Scalable access to public sector employees
Yes. A sandbox environment and UAT flow are available so your team can test all workflows before moving to production.
A dedicated integration support team will assist with testing,UAT and go live readiness.
Visit us:

Mawenzi, Tabata, Dar es Salaam

Email us:

contact@logix.co.tz